FINANCING. How do I finance a JDM car?

Financing a JDM car is easier than you may think. Most banks won't give an auto loan for a 25 year old vehicle; Navy Federal and USAA are a few examples of banks that do. Call your bank to find out if they can help or... the simpler solution is to follow the steps below.

  • Step 1: Choose a Financing Company. (3 Options Below)
  • Step 2: Apply directly through them. Tell them you're getting pre-qualified for a Montu Motors vehicle.
  • Step 3: Once approved, the Financing Company will provide next steps. Sometimes an appraisal is required.
  • Step 4: Financing Company will provide minimum down payment, monthly payment, and other information.
  • Step 5: Purchase your dream car!

Financing Companies

Woodside Credit
http://www.woodsidecredit.com/apply/?dlr=11535
*Note: Woodside Credit: Minimum loan of $10,000. Requires 5 years of credit history and no bankrupctcies, foreclosures or repos. 700+ FICO Required.


JJBest
https://www.jjbest.com/auto-finance/collector-car-financing.aspx
*Note: JJBest has no minimum loan amount. Requires a history of at least 1 auto loan.

LightStream
https://www.lightstream.com/classic-car-financing
*Note: LightStream has no minimum loan amount. Requires good credit. No auto loan history required.

Auto Appraisers